Hopefully, you had a chance to begin to establish a foundation for financial success in your 20s by implementing some of the financial steps outlined in our article Financial Moves to Make in Your 20s, if so, many of the additional goals highlighted below, will simply be a continuation of those you started on in the previous decade. That being said, your thirties will bring some new personal finance variables to the equation that did not exist previously. Many in their 30s are married, have small child(ren), and your career is beginning to really advance and with these new additions or changes come new personal financial steps needed to continue to ensure financial stability and success.
Reassess your budget
Beginning in your teens and continuing through your 20s and now into your 30s, you have most likely adjusted your budget quite a bit given an increase in income as well as expenses. Your dreams, goals and subsequent responsibilities will change and your budget should be fluid to accommodate those changes. At this stage, you may need to cut spending in some areas to reallocate elsewhere.
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