This template provides a thorough outline for reviewing your current expenses and attributing an action to each, in order to come up with a plan for lowering your overall expenses and creating a more streamlined budget. Go through every expense listed and determine (if applicable) what course of action you will take for each. Then begin working on the plan. Some people choose to develop a master action plan to tackle all expenses at once, while others choose to address one or two categories on a regular schedule. Regardless of the method you choose, we encourage you to start with the areas that are causing the most problems.
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